On the focus of socio-economic development of rural poor, a scheme named ‘Grameen Small Investment Scheme (GSIS)’ was running in the bank from the year 2001. After that, it has been reformed as ‘Al-Arafah Rural Development Program (ARDP)’ on 23rd September’20 as per decision of the Board of Directors in its 351st Meeting. Functioning on the basis of Group and Samity, this program helps on socio-economic development of farmers, labours, fishermen, micro-businessmen and small entrepreneurs. Another important objective of this program is to give priority to make economically self-dependent of rural women entrepreneur. To get investment under this program, collateral security is not required. Repayment system is weekly/monthly installment basis. Basically, this program is one kind of
supervised investment system and skilled personnel are working in different branches to ensure proper as well as continuous supervision.
Specialty: Group and Samity based Investment Scheme
Other Security: Personal Guarantee, Group and Society Guarantee