Transaction Limits:

Transaction Type Maximum Number of Transaction Amount Per Transaction Maximum Amount
Per Day Per Month Minimum (BDT) Maximum (BDT) Per Day (BDT) Per Month (BDT)
Cash-In from Agent Point 5 25 50 30,000 30,000 200,000
Add Money from Bank A/C and Card 5 25 50 50,000 50,000 3,00,000
Send Money (P2P) 50 100 10 25,000 25,000 2,00,000
Mobile Recharge 50 1,500 10 Prepaid: 1,000
Postpaid: 5,000
10,000 10,000
Payment No Limit No Limit 0.10 No Limit No Limit No Limit
Cash- Out From Agent Point 5 20 50 25,000 25,000 1,50,000
Transfer to Bank A/C 5 20 50 50,000 50,000 3,00,000
  • A wallet customer can keep a maximum amount of Tk 300,000 in his/her wallet at any point of time
  • All option for Islamic Wallet refill will share the same limit transaction.
  • All option to withdraw money from Islamic Wallet will share the same transaction limit.
  • Above limit may be changed as per Bangladesh Bank Guideline

Fees and Charges:

Service Name Service Charge
Account Opening Free
Initial Deposit N/A
Minimum Balance N/A
Add Money from AIBL Bank Account Free
Add Money from other wallet Free
Add Money from Card* Master: 2.10%
VISA: 2.10%
Amex: 3.70%
Cash In from AIBL Bank Branch Free
Cash In from Islamic Wallet Agent Point Free
Transfer to AIBL Bank Account Free
Transfer to other Bank Account BDT 10.00
Transfer to other wallet 1.00%
Send Money (P2P) Free
Cash Out from AIBL Bank Branch 1.00%
Cash Out From Islamic Wallet Agent Point (USSD) 1.85%
Cash Out From Islamic Wallet Agent Point (APP) 1.50%
Credit Card Bill Payment* Free
Balance Enquiry Free
Request Statement Free
Change PIN Free
Buy Airtime/Mobile Recharge Free
Merchant Payment Free
Utility Bill Payment Free

*Card Issuing Bank may impose charge separately for Add Money or/and Credit Card Bill Payment Services