Al-Arafah Islami Bank Limited

La-Riba Gold Card

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    No Interest (Riba Free)

    La-Riba Islamic Credit Card is completely Shariah compliant, Interest (Riba) free card.

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    Free Annual Fee

    You do not need to pay any Annual Fee if you transact for 18-times or above over the year.

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    Installment Facility

    Installment facility gives you the flexibility to buy or use your limit and convert it into easy installment.

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    Free Supplementary Card

    La-Riba Islamic Credit Card holders will get the 1st supplementary card is absolutely free

*Terms and condition apply

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    Change your lifestyle with La-Riba Gold Card

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    Benefits

    La-Riba Islamic Credit Card is completely Shariah compliant, Interest (Riba) free card. It is a revolving Quard facility based card only for purchasing Shariah allowed products and services.
    1st year no annual fee. From 2nd year annual fee will be waived if you doing transaction 18 times on pos and e-com round the years.
    All La-Riba Islamic Credit Card is with Dual Currency Facility.
    La-Riba Islamic Credit Card holders will get the 1st supplementary card is absolutely free. For 2nd supplementary card & onward Annual Fee will be waived if total number of transaction (for each card) is 18 or above over the year.
    A card holder should pay his/her dues within the payment due date. He/she can pay full, minimum or partial payment but if does not pay total bill charges will applicable.
    Payment option:
    a. Cash payment at any AIBL Branch.
    b. Auto Debit instruction from AIBL Account
    c. Payment through online NPSB channel
    d. Payment through i-Banking
    If you have an account with any Branch of Al-Arafah Islami Bank Ltd., you have the option of making the auto payment of your monthly bill (either the minimum amount due or the total amount due) through your bank account without any charge.
    Complimentary access to Balaka Lounge and worldwide international airport 6 times in a year.
    Each Supplementary card holder also avail same airport facilities.
    For every transaction a system generated SMS will send in your mobile phone and email stating your usage, date and time. This gives you complete control over your usage and peace of mind, as you can be assured of knowing any transaction that happens in your card. This service is fully free.
    AIBL has partnered with many of shops, hospitals and restaurants where you can get discounts on products and services whenever you use the card.
    Installment facility gives you the flexibility to buy or use your limit and convert it into easy installment.
    For any Card related inquiry please call at contact center number @16434 or AIBL Cards Customer Care is there to serve you 24/7.
    Just dial +880 1755 660 203 or email cd@aibl.com.bd

    1. Common Requirement

    • Completed La-Riba Islamic Credit Card Application Form with applicant sign
    • National ID copy
    • E-TIN copy
    • 2 copies PP size recent photograph of applicant
    • Utility bill copy (if any)
    • Valid Passport copy (if any)
    • For Supplementary Card: National ID copy and photograph (attested by applicant).

    2. Requirement for SALARIED

    a. Requirement for Account Paid SALARIED:
    • Latest Salary Certificate/ last 3 month pay slip with authorized signature
    • Latest 6 months' Bank Statement
    b. Requirement for Partially Account Paid SALARIED:
    • Latest original Salary Certificate with authorized signature
    • Latest 6 months' Cash Vouchers copy
    • Latest 6 months' Payslip copy
    • Latest 6 months' Bank Statement

    3. Requirement for SELF EMPLOYED

    a. Proprietorship:
    • Latest 6 months' Bank Statement (Personal and Firm)
    • Membership certificate of concern authority
    • Trade License copy (Latest and 2 years' old)
    b. Partnership:
    • Latest 6 months' Bank Statement (Personal and Firm)
    • Partnership deed copy
    • Trade License copy (Latest and 2 years' old)
    c. Limited Company:
    • Latest 6 months' Bank Statement (Personal and Company)
    • Memorandum and Articles of Association copy
    • Certificate of Incorporation copy
    • Latest Schedule X copy (must if MOA is over 2 years' old)
    • Trade License copy (Latest and 2 years' old)
    d. Doctor/Professional/Landlord:
    • Latest 6 months' Bank Statement
    • BMDC copy for Doctors who are MBBS only.
    • Certificate for Permission of Practice from appropriate authority for Lawyers, Engineers, and Consultants.
    • Land Ownership Document (Holding Tax Receipt/ Utility Bill Copy) and Rent Deed for Landlord.